QuickBooks Desktop 2021 Certification

I'm so grateful to be a consultant/accountant on my own terms so that I am not required financially to crank out client work all day/every day, but can take the time to study and learn. I just passed my QuickBooks Desktop 2021 feature improvements exam, so I'm up to date on new features that may be of interest to you. 

New features in QuickBooks Desktop 2021 means that the software is alive and well for those who erroneously believe that Intuit is discontinuing this product in favor of QB Online. Even the QB Desktop for the Mac version has some new 2021 updates worthwhile. 

If you want to use QB Desktop but need remote access one option is to have the software hosted. For more information on options please check out my free white paper on, "Remote Access for QuickBooks". Go to the "PR" menu (for Public Relations) and download it from there. Right now I'm only recommending Swizznet Hosting so please share your success stories with other hosts?

Learning is one of the best parts of life!

Using your iPhone (Android) with QuickBooks for Invoicing Customers

I'm researching this now for clients and here is where I'm at as of now.


QB Desktop: Intuit used to have a mobile app for QB Enterprise (all the desktop products) in 2018, but they pulled that in favor of the App store app for QB Online only. I'm looking at the QB Desktop Apps section another poster pointed to and there is an app called Invoice Tracker that syncs with desktop, not by Intuit, but by a 3rd party. I have not tried it myself. 


QB Desktop Hosted: This is when you pay someone to host your QuickBooks Desktop software so as many users as you pay for can get anywhere, anytime access, the way one would with online, only with the advantage of the better quality QB Desktop software (including Enterprise). One client uses a host that we access using RDC (remote data connection). I can get access on my PC and my Mac, but does that lend itself to access by an iPhone? Another client is using a host that uses Citrix. I can access that one directly through Chrome, but does Citrix work well with the iPhone and Safari? When researching a host if iPhone (Android) invoicing is important, I would make that a primary question, and test it before committing everyone in accounting to that host?


QB Online. This is the product Intuit wants to sell because of the profit margins. When one goes to the App store and see QB Accountant, this connects with QB Online. I was at a client's last week for whom it was a big deal and he was super happy with how it worked. But then in my opinion QB Online is overpriced, slow, and buggy software so it's a trade off. For example, that same client has been overpaying salestax because the salestax feature & reports don't work for love or money. 


I'm still looking for better information? Once I get it, I will update this blog article with better information and add it to my white paper on "Remote Access Options for QuickBooks". If you have anything to add or recommend, please do. This is an important topic. 

Business Analysis for Employees, Benefits & HR

The payroll service I often refer to is named Gusto. They just added a certification program for accountants to learn about Employees, Benefits, and HR. Took me quite a few days of studying because there was so much to learn and integrate into my practice. 

As a small business financial analyst I'm used to thinking about how to relate the financial reports to the businesses clients are running and have conversations with them about how to get what they want. This Payroll training taught me how to do this same process with staffing, benefits and HR. 

It's brilliant of Gusto. Even though they spent a fortune developing the course material, by teaching accountants how to use Gusto for payroll, the services Gusto offers and when to refer a situation to Gusto, the company will get a return on their investment by needing less tech support for accountants. Accountants in turn train customers. If you go with Gusto, you'll quickly learn that they are committed to going all out with tech support, which is great for customers, but it still it costs. If they can think of a less expensive way to get that information across, it's going to be a win for their business. 

I think this new certification is a win/win/win situation for Gusto, me, and my clients. 

If you're interested in learning more about Gusto, login using this link;


This link says I referred you. There is no cost to you (until you actually run payroll) but you will receive invaluable advantages if you decide to go with them. It's so frustrating when clients want the advantages but they didn't use my link and Gusto won't compromise, so use this link please. 

Intuit Introduces a new SMB Bank called QuickBooks Cash

Intuit, the corporation that publishes QuickBooks Accounting Software, is adding "a Bank" to their collection of products and services. They're calling it QuickBooks Cash. 

Naturally it ties in with QuickBooks Payments, Intuit Merchant Services, Payroll, and QuickBooks Online. 

Right now they're offering awesome features: 
Zero account opening, maintenance, overdraft or other recurring fees.
Free ACH transfers.
Free instant deposit for select customers. 
1% interest. 
Debit card with your company name. 
FDIC insured for $250K. 

It's only for QuickBooks Online users, so apply from within QB Online.

Even with this awesome bank account feature, I still recommend QuickBooks Desktop for a variety of reasons, critically so if you collect and pay salestax in the state of WA. 

I'm Advanced Certified Pro-Advisor, QuickBooks Online AND QuickBooks Desktop and happily support both, actually ALL of Intuit's products and services, including all QuickBooks Products. Feel free to ask me about any QuickBooks help your small business may want?

QuickBooks Advanced Online Certified Pro-Advisor

Payroll Protection Loan Forgiveness

Payroll Protection Loans have been a godsend for clients businesses. They were stressed out about money before this loan came through. 

All of my applications were successful. Last week I attended an online seminar in what's required to have the loan forgiven, so it becomes a grant.

You have exactly 2 months to the day from the time the money was deposited to "use" the money, so being proactive is key. 

I decided to track the money coming in as income, using the class feature in QB so that I can produce a Payroll Loan P&L for the bank. If you don't pay income taxes on the loan/grant, you also can't deduct related expenses. Since I hope to have 100% of the loan forgiven, there is no advantage to classifying it as something other than income. 

Whatever is not forgiven, you'll have 3 years to pay it back at 1% interest, which is better than most loans.

This is how it pays to have me as your accountant. Unlike business owners I think about this stuff all the time. Plus, I spend loads of time doing research, attending seminars, talking to other business owners who have the same problems, and making sure I'm in the know, so you can make your business more profitable. 

We've got this Issaquah - Response to Shut down.

Issaquah's YouTube channel is great if you want to see what's going on in town. The video guy, Tim Smith, made it fun to participate in the "We've Got This, Issaquah" video compilation about small business resilience in the face of a pandemic and shut down.
I'm the last person featured. Check it out! 

We are a small business nation

There are over 30.2 million small businesses in the USA. As of 2018, 99.9% of US businesses are small businesses. Currently, small businesses employ more than 47.5% of the private workforce in the US and account for 1.9 million new jobs in 2017. That's not counting the 10.5% (or over 3 million) micro business who don't have any employees but support the owner. Small businesses remain a vital part of the USA's economic landscape. 

Written on the blackboard of the Courtyard Cafe in Port Townsend, WA, The Courtyard Cafe

"When you buy from a Mom and Pop business, you are not buying a CEO a third vacation home.
You are helping a Mom and Dad pay rent and put food on the table.
You are helping a girl get photography lessons and a boy get a baseball glove. 
Our customers are our shareholders and the ones we strive to make happy.
Thank you for supporting our small family business."