Intuit, the corporation that publishes QuickBooks Accounting Software, is adding "a Bank" to their collection of products and services. They're calling it QuickBooks Cash.
Naturally it ties in with QuickBooks Payments, Intuit Merchant Services, Payroll, and QuickBooks Online.
Right now they're offering awesome features:
Zero account opening, maintenance, overdraft or other recurring fees.
Free ACH transfers.
Free instant deposit for select customers.
Debit card with your company name.
FDIC insured for $250K.
It's only for QuickBooks Online users, so apply from within QB Online.
Even with this awesome bank account feature, I still recommend QuickBooks Desktop for a variety of reasons, critically so if you collect and pay salestax in the state of WA.
I'm Advanced Certified Pro-Advisor, QuickBooks Online AND QuickBooks Desktop and happily support both, actually ALL of Intuit's products and services, including all QuickBooks Products. Feel free to ask me about any QuickBooks help your small business may want?