A woman walks into a bank in New York City and asks for the loan officer. She tells the loan officer that she is going to China on business for two weeks and needs to borrow $5,000.
The bank officer tells her that the bank will need some form of security for the loan, so the woman hands over the keys to a new Lamborghini-spyder parked on the street in front of the bank. She produces the title and everything checks out.
The Loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the woman for using a $250,000 Lamborghini as collateral against a $5,000 loan. An employee of the bank then drives the car into the bank's underground garage and parks it there.
Two weeks later, the woman returns, repays the $5,000 and the interest, which comes to $15.41.
The loan officer says, 'Madame, we are very happy to have had your business, but we are a little puzzled. You are a multi-millionaire. Why you would bother to borrow $5,000?
The woman replies: 'Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there safely when I return?
This was submitted by Lawrence Gu, a hardware tech.